Terms and Conditions

Claro Finserv advises individuals, businesses, HNI & NRI clients to understand term insurance and other financial products based on their needs and goal requirements. The free call, the coverage calculator, and anything our team tells you are guidance not a guarantee of a specific financial result.

Once you decide to go ahead with a plan, the actual product you buy is governed entirely by the insurer's own policy documents and underwriting decisions, not by anything on this website.

You're welcome to browse the site and use the calculator for your own personal, non-commercial reference. What you shouldn't do:

• Copy or republish the content elsewhere
• Try to repurpose it for a commercial product or service
• Reverse-engineer any part of the site's code or tools
• Strip out attribution or ownership notices

We reserve the right to restrict access if any of the above happens.

Everything here including calculator outputs, illustrative premiums, and example scenarios is provided as a starting point, not a final number. We try to keep it accurate and current, but errors can creep in, and we don't promise the site is error-free. Actual premiums and terms are only finalised by the insurer once you apply.

To the extent the law allows, Claro and its advisors won't be responsible for indirect losses like lost data, missed opportunities, or business impact arising from your use of this site or its tools, even where we've been made aware such a loss was possible.

We sometimes link out to insurer websites or other third-party resources. We don't vet everything on those sites, and a link here isn't an endorsement of everything there. Once you leave our site, you're on your own regarding that destination's terms.

If you share your number with us through the site or the calculator, you're agreeing to be contacted about your enquiry over WhatsApp, call, or SMS this applies even if your number sits on a DND or NCPR list, since it's a response to your own request, not unsolicited marketing. You can tell us to stop at any time.

We may update these terms as the business evolves, without giving individual notice. The version live on this page at any given time is the one that applies, so it's worth checking back occasionally.

These terms are governed by Indian law, and any dispute arising from them will fall under the jurisdiction of the courts in Meerut, Uttar Pradesh, India.

Anything unclear in here? Write to hello@getclaro.in or message us on WhatsApp at +91 98739 46542.