Your money is working.
But is it working together?
A personal financial advisor in India for insurance, mutual fund portfolio review, taxes and retirement planning, with a real advisor, not a product comparison tool.
No obligation · No sales pitch · Just clarity on where you stand
500+
Families advised
IRDAI
Authorised consultant
9/10
Customer review score
100%
Free, no obligation
Sound familiar?
You probably don’t need another financial product. You need a plan.
Under-insured
Your life cover may look adequate until you account for loans, dependents and future income.
Inefficient investments
You may be investing regularly without knowing whether your money is actually aligned with your goals.
Tax leakage
You may be paying more tax than necessary simply because your investments aren't structured around your full financial picture.
No clear plan
Having multiple investments isn't the same as having a financial plan.
If any of these sound familiar, let’s fix the gaps.
Book Your Free 30-Minute ReviewHow much life cover do you actually need?
Your ideal cover isn’t a flat number. See your real gap based on your age and income.
Fill your details to see your eligible cover.
What we advise on
Your financial plan should work as one system
Protection
Make sure your family and liabilities are adequately protected, before anything else.
Investments
A full mutual fund portfolio review, and investments allocated around your actual goals.
Tax
Structure your finances to avoid unnecessary tax leakage.
Retirement
Retirement planning that tells you whether you're on track for the lifestyle you want later.
We look at the whole picture before recommending anything.
The process
How Claro works
Simple, transparent, and completely pressure-free.
Book a free 30-min call
No sales pitch. Just clarity. We listen, ask the right questions, and understand your complete financial picture.
Get your financial plan
We map your goals, gaps, and the right instruments. A plan built around your life not a generic product from a shelf.
You decide
We send a proposal. You choose. Zero pressure. Walk away with a clearer picture of your finances regardless.
No commitment. Just clarity.
The difference
Advice before products.
We don’t start by asking what policy you want. We start by understanding what you need.
| DIY / Comparison Sites | Claro |
|---|---|
You choose products | We understand your situation first |
Generic recommendations | Personalised financial review |
Focus on individual products | Insurance + investments + tax + retirement |
Mostly self-serve | Dedicated human advisor |
Real people, real results
What our clients say after the free call
These aren’t paid reviews. These are people who came in sceptical and left with clarity.
“I thought I was sorted with my company insurance and a couple of LIC policies. The call showed me I had a ₹1.2 Cr coverage gap I had no idea about. Sorted it the same week.”
Ramesh K.
Software Engineer, Bengaluru
“No pushy sales at all. They explained term vs ULIP in plain language, helped me pick the right riders, and let me decide at my own pace. That alone made me trust them.”
Priya M.
Product Manager, Chennai
“I've spoken to 3 advisors before Claro. This was the first time someone actually listened to my goals before recommending anything.”
Saquib Ansari
Senior Manager, Amazon India, Bangalore
“As a working mother with a home loan, I had no idea how exposed my family was. Claro mapped the exact gap and set up a plan in one call. Couldn't have done this alone.”
Kavita R.
HR Manager, Pune
“The Claro team comes across as highly trustworthy and genuinely committed to helping people make the right decisions. They take the time to understand individual needs, provide honest guidance, and focus on putting you on the right track rather than offering one-size-fits-all advice.”
Sashvi
Marketing Professional
“I thought I was sorted with my company insurance and a couple of LIC policies. The call showed me I had a ₹1.2 Cr coverage gap I had no idea about. Sorted it the same week.”
Ramesh K.
Software Engineer, Bengaluru
“No pushy sales at all. They explained term vs ULIP in plain language, helped me pick the right riders, and let me decide at my own pace. That alone made me trust them.”
Priya M.
Product Manager, Chennai
“I've spoken to 3 advisors before Claro. This was the first time someone actually listened to my goals before recommending anything.”
Saquib Ansari
Senior Manager, Amazon India, Bangalore
“As a working mother with a home loan, I had no idea how exposed my family was. Claro mapped the exact gap and set up a plan in one call. Couldn't have done this alone.”
Kavita R.
HR Manager, Pune
“The Claro team comes across as highly trustworthy and genuinely committed to helping people make the right decisions. They take the time to understand individual needs, provide honest guidance, and focus on putting you on the right track rather than offering one-size-fits-all advice.”
Sashvi
Marketing Professional
“Detailed analysis and accurate solutioning. The Claro team definitely helped me in bridging the understanding gap.”
Ritendra
Sales Lead
“As a CA, I run other people's numbers all day and kept putting off my own. Claro sat with me for one call, mapped my actual liabilities properly, and I finally have a policy that matches my numbers, not a guess.”
Prateek
Chartered Accountant
“Between travel and back-to-back calls, I kept postponing getting insured. Claro made the whole thing painless: one call, clear numbers, zero follow-up hassle. Sorted within a week.”
Akanksha
Tech Sales
“I'd already gotten quotes from two other platforms and both pushed ULIPs at me. Claro was the only one that recommended plain term cover because that's actually what made sense for my situation.”
Devika
Tech Sales
“Detailed analysis and accurate solutioning. The Claro team definitely helped me in bridging the understanding gap.”
Ritendra
Sales Lead
“As a CA, I run other people's numbers all day and kept putting off my own. Claro sat with me for one call, mapped my actual liabilities properly, and I finally have a policy that matches my numbers, not a guess.”
Prateek
Chartered Accountant
“Between travel and back-to-back calls, I kept postponing getting insured. Claro made the whole thing painless: one call, clear numbers, zero follow-up hassle. Sorted within a week.”
Akanksha
Tech Sales
“I'd already gotten quotes from two other platforms and both pushed ULIPs at me. Claro was the only one that recommended plain term cover because that's actually what made sense for my situation.”
Devika
Tech Sales
500+ clients advised
Get started
Know where you stand financially.
A free 30-minute review with a dedicated advisor.
What you’ll get in 30 minutes
- A review of your current financial setup
- Identification of major gaps and risks
- Clear next steps based on your situation
- No obligation to buy anything
Book your free review
One of our advisors will contact you shortly to schedule your review.
Got questions?