Free · No Obligation · 30 Minutes

Book a free session to get clarity on your term insurance

Most people buy insurance uninformed and regret it later. A 30-min call with our team fixes that for free.

Get a personalised term insurance recommendation
Understand your exact coverage gap
Pick the right riders for your situation
Zero pressure just honest guidance

Free, No Obligation

No Jargon, No Pressure

“I thought I was sorted with my company insurance and a couple of LIC policies. The call showed me I had a real coverage gap I had no idea about.”

Ramesh K.

Software Engineer, Bengaluru

Coverage gap identified

“No pushy sales at all. They explained term vs ULIP in plain language and let me decide at my own pace.”

Priya M.

Product Manager, Chennai

Term + rider plan

“I've spoken to a few people before Claro. This was the first time someone actually listened to my goals before recommending anything.”

Saquib A.

Senior Manager, Bengaluru

Right-sized cover secured

Book your free session

Fill in your details we’ll reach out within 2 hours to schedule it.

Free · No obligation · Your details stay private

“I thought I was sorted with my company insurance and a couple of LIC policies. The call showed me I had a real coverage gap I had no idea about.”

Ramesh K.

Software Engineer, Bengaluru

Coverage gap identified

“No pushy sales at all. They explained term vs ULIP in plain language and let me decide at my own pace.”

Priya M.

Product Manager, Chennai

Term + rider plan

“I've spoken to a few people before Claro. This was the first time someone actually listened to my goals before recommending anything.”

Saquib A.

Senior Manager, Bengaluru

Right-sized cover secured

Got questions?

Frequently asked questions

Plain answers. No jargon.

Yes, completely. The coverage review and consultation is free. We earn only when you choose to buy a plan through us and only then. You pay nothing for the call.

No. The call is a genuine coverage review. If our recommendation suits you, great. If not, you walk away with a clearer picture of your insurance needs at no cost.

We help you understand and apply for term insurance plans, along with optional riders like critical illness cover.

Yes. Your information is used only to prepare your coverage recommendation and is never shared with third parties.

Under Section 10(10D), the maturity or death benefit amount from a life insurance policy is completely tax-free if your annual premium is below ₹2.5 lakh one of the reasons term insurance is a tax-efficient way to protect your family.

If you are diagnosed with a critical illness or become permanently disabled, the waiver of premium benefit ensures your policy continues without you having to pay further premiums. Your family stays protected even if you cannot earn.

A common rule of thumb is 20× your annual income but that's just the start. You also need to account for outstanding loans, children's education and marriage costs, and your family's lifestyle expenses. Use our calculator above to get your personalised number.